We solve loan management problems with unmatched expertise and analytical capabilities.
Our advanced analytics ensure you’ll have the right information to make key student loan management decisions and reduce defaults by
up to 50%.
Our proven loan management methodology give borrowers what they need – a payment plan that works for them and you.
Our expertise in managing Title IV federal loan funding for student loans, as well as our proven track record of reducing cohort default rates (CDR), helps colleges and universities of all sizes greatly improve their revenue and enrollment rates. More »
We also help private lending institutions boost the financial performance of their student loan and consumer loan portfolios. Our predictive analytics and loan management methodology enable you to better leverage your data to improve repayment rates. More »
If you’re invested in a portfolio of private student loans, or considering making such a purchase, our advanced analytical capabilities and loan management expertise can help improve collection returns, reduce loan maintenance challenges, and advise on your pre-purchase valuation. More »
Looking for immediate results? Leverage our advanced data management capabilities from the start, with an average deployment of only 45 days. In fact, Loan Science is the only resource that offers both off-the-shelf reports and custom reporting options as soon as the solution is deployed, with data security that sets the standard for industry-best practices.
Our data management solution supports all the student loan data available, including the National Student Loan Data Systems (NSLDS), loan servicers and your school’s student information system. Our standard reporting provides a wide array of key performance metrics by cohort year, as well as forecasting of future CDR performance. Loan Science business intelligence provides you with everything you need to uncover new trends and determine the best solutions for your borrowers and your business.
Our data-driven methodology accurately predicts the default risks of individual borrowers, then determines the most effective way to reach each of these borrowers for optimal return – from early intervention through the life of the repayment. Since you’re reaching only the right people at the right time, your costs are lower while your customer relationships reach new levels of cooperation and satisfaction.
Once our predictive analytics determine precisely when to reach out to your former students, our comprehensive call center approach deploys a targeted combination of messaging and communication channels tailored for each borrower to deliver your optimal ROI. Loan Science is continually innovating – providing our clients with more effective programs and methods to further improve performance while minimizing borrower stress.
By: Guest Contributor John Hupalo - Founder & CEO at Invite Education Here's a recent post on our blog. Kudos to WSJ for maintaining focus on the student debt crisis and offering its pages to voice various views. On Wednesday,... See Full Story »
by: Guest Contributor Carlo Salerno - Higher Education Economist/Analyst By our best estimates, there are approximately 7.3 million borrowers holding some $106 billion in defaulted student loan debt. While there's no official line, it's probably safe to say this qualifies... See Full Story »
There are steps your school can take to have a positive impact on your school's future financial stability and maintain your Title IV eligibility. You can also take action to boost future enrollment and manage your revenue. It all starts... See Full Story »
Five Best Practices for School and Student Success A number of societal factors in recent years have combined to create significant economic barriers for today’s students – soaring education costs, increased loan borrowing, and lower average starting salaries, to name... See Full Story »
If you get behind on your student or personal loan, we can help you get back on track – without pressure and without additional charges. Click here to learn more »