Place your purchased loan portfolio in expert hands. Loan Science offers investor solutions that are customized and comprehensive – we’ve managed more than $1 billion in student loans with proven methods that deliver impressive returns.
Loan Science integrates a powerful data warehouse, reporting tools, and proven best practices to maximize the business intelligence you can derive from your portfolio loan data:
Our proven approach to predictive analytics is designed to optimize the performance of your loan portfolio and increase its profitability, as we have with so many others:
We’ll perform all pre-charge off collections activity for your portfolio of borrowers in our in-house call center, integrating our reporting and analytics capabilities to deliver optimal results:
Want to boost the power of your Loan Portfolio? Loan Science delivers with tools and solutions investors need.
Contingency-based collections agencies are inherently designed to collect on charged-off balances – a liquidation approach. Our approach is to create performing assets that will deliver cash flow by working with each borrower to entice them to make regular monthly payments. Our active portfolio management approach is proven to increase long-term cash flow and lower loss rates compared to a contingency approach.
We don’t replace the basic servicing functions of mailing statements, lock box processing, loan accounting, and standard customer service. We can handle everything else – including all communication with delinquent borrowers beginning at day one of delinquency. We’ve discovered this approach works best because it puts the key activities in the hands of our collections experts and it avoids the borrower confusion that comes with changing billing and payment instructions.
If we’ve contacted you on behalf of your school, our goal is to help you get back on track – without pressure. Our services are always at no cost to you the student borrower. Click here to learn more »