THE PEOPLE BEHIND THE DATA

Curtis Wright

President

Curtis is our President and has led our efforts to build a world-class reporting and data warehouse environment. His more than 15 years of experience in the financial services industry includes serving as Director of Reporting for Fidelity Investments, where his team created a data warehouse and reporting environment that promoted a fact-based decision support platform, resulting in increased efficiencies, cost savings and higher customer satisfaction for Fidelity’s Operations and Services Group. Curtis earned his MBA at Boston University.

Steve Allocca

Steve helped found Loan Science in 2008, after compiling a long track record of leadership and success in the lending industry. Prior to serving as President of our company, Steve spent 11 years at Wells Fargo where he headed up the company’s $8 billion personal credit division, with P&L responsibility for a number of their lending businesses: unsecured personal loans and lines of credit, auto loans, transportation loans, mobile home loans, and loans backed by financial assets. Under Steve, the division grew by 40% and achieved record revenue and profit growth. At Wells Fargo Steve also assumed responsibilities for leading customer and deposit acquisition, regional bank marketing for the largest group of regions, plus several other positions in the card services division. Steve has more than 16 years experience in the consumer credit industry, including risk management with two top-ten credit card issuers.

Bill Weyandt

Bill served as Chief Credit Officer at Loan Science until his retirement in 2014. During that time, he has championed efforts to build our enterprise data warehouse and analytics foundation, both essential to enhancing Loan Science’s support originations and performance management. Prior to Loan Science, Bill served as Director of Global Analytics and International Consumer Risk Management at Ford Motor Credit Company. While there he led a team responsible for the risk management of over $100 billion in consumer assets. Bill has also spent time as Senior Risk Officer at GE Capital Auto Financial Services. All together, Bill has 30 years of experience and success in the world of consumer lending risk management. And that doesn’t include the experience he gained as a young man working as an autopsy assistant, followed by a stint as a nurse in a hospital’s newborn nursery. In his spare time, Bill is a serious photographer working toward his own exhibition.

Sam Miller

Sam ably served us as CEO and previous to that Vice President of Portfolio Management. In this role, he implemented a portfolio performance management strategy that has significantly reduced credit losses for our many clients. In addition, his team developed and integrated portfolio reporting, multi-tier product pricing, credit policy, and decision technologies for new originations. Prior to joining LoanScience, Sam served as Senior Credit Officer for Citibank’s Latin America region, with risk oversight responsibility for advanced analytics, cards credit policy, cards business development and credit systems. He also held a variety of credit and risk management roles in both U.S. and international markets with Sherman Financial Group, Ford Credit, and GE Capital. Outside of work Sam loves spending time with his two kids, practicing woodworking with vintage hand tools and studying historical methods.

Lee Latimer

Chief Technology Officer

In his role as Chief Technology Officer at Loan Science, Lee applies rare abilities in leading technology operations and initiatives across large-scale, complex organizations. Lee has spent the majority of his 15-year financial services career in student and consumer lending, so he brings a wealth of experience to our industry. He has also held technical management positions in both national and international markets at EZCorp, EDS, Toshiba Medical Systems and Siemens. As a child, Lee claims he actually learned how to read by absorbing the pages of the ZX81 Programming Manual.

Todd Newberry

Chief Financial Officer

Todd brings more than a quarter century of experience in finance, accounting, tax, business controls and process improvements in both mid-sized and Fortune 500 companies to his current role as Director of Accounting & Finance at Loan Science. He has been responsible for building and leading numerous financial teams in banking, commercial leasing and consumer lending. Todd worked as a manager at AmSouth Leasing Corporation, where he helped transform the company into an international lessor, as well as directing multiple financial positions as a manager at Dell Financial Services. In his spare time Todd enjoys teaching and authoring materials for his church group, and he stays active by hitting the gym or hiking with his wife. Together they’ve raised 3 sons and are the proud grandparents of 4 grandchildren.

Alec Reinstadtler

Vice President,
Business Development

Alec has more than 25 years of experience building and leading sales teams in the student lending industry. In his most recent role as National Sales Director at Loan Science, he led a team that grew annual loan originations by 79% – helping Loan Science become one of the four largest private student loan originators in the country. Prior to working here, Alec ran the school channel sales efforts at College Loan Corporation and Bank of America. Throughout his career, Alec has consistently exceeded company goals and market growth through successful execution of a consultative selling approach that identifies problems and targets solutions for the clients he serves. Alec spends his free time being a supportive parent to his children’s many activities, although he’s still hopeful he’ll have time to acquire hobbies of his own once the kids are grown.

Keith Shields

Keith brings over two decades of experience in developing and applying quantitative technologies to the fields of Risk Management, Portfolio Management and Database Marketing. He spent 14 of these years as Director of Global Analytics at the Ford Motor Credit Company. In that role, Keith had global responsibility for the development and governance of all quantitative risk management solutions needed to support the origination, pricing, and servicing of their $100 billion consumer loan portfolio. Next, Keith served as Vice President of Portfolio Management at Credit Acceptance, where he was responsible for devising strategies to mitigate the credit losses associated with a $1 billion subprime auto portfolio. In his current role, Keith holds the title of Chief Analytics Officer for Magnify Analytic Solutions, an analytic services provider and valued partner of LoanScience. He has a Bachelor’s degree in Mathematics from Wittenberg University and Master’s degree in Industrial and Operations Engineering from the University of Michigan. In his college years Keith was a competitive swimmer and musician, hobbies he continues to enjoy in his spare time.

Andy Dolan

Vice President, Analytics

Andy has over 15 years of experience in consumer finance – most recently as Vice President of Analytics at Loan Science. Throughout his career, Andy has concentrated on providing innovative quantitative solutions across all aspects of the credit cycle, including credit risk modeling, loss projection and volume forecasting. Andy previously served as Manager of Credit Analytics at Ford Motor Credit Company, where he led the group responsible for developing and implementing proprietary consumer credit risk models for a $100 billion portfolio in North America. He holds an MA in Statistics and an MS in Biostatistics from the University of Michigan. When he’s not crunching numbers, Andy travels to experience live music and acquire rare board games – he admits to visiting all 48 contiguous states in pursuit of his dual passions.

Jason Bradley

Vice President,
Portfolio Management

Jason brings over 15 years of consumer lending experience to his current role as Director of Portfolio Risk Management at Loan Science. Jason is a key member of the credit management team, responsible for developing and executing portfolio management and credit policy strategies that have improved overall credit performance and portfolio profitability for our clients. Prior to joining Loan Science, Jason worked as a Senior Risk Manager in Citibank’s North American credit card division, where he assumed credit policy and portfolio strategy responsibility for a variety of affinity card products. Additionally, Jason has served in various risk management and analytic roles in Citibank’s credit card organization as well as at Household Credit Services.

Angela Tolbert

Human Resources Manager

Angela has over 17 years of experience in the financial services industry—most recently as Human Resources Manager helping to build and manage an HR organization that reflects our dynamic needs and helps employees achieve their goals and results. In her current role Angela is responsible for areas that include leading Loan Sciences’s overall human resources strategy, talent acquisition, leadership development, diversity and inclusion, employee education and development, compensation and benefits.

Angela previous experience includes being a servicing manager for $2.5 billion in student loans. When she’s not working with employees at Loan Science, she loves to travel and volunteers for CASA in Travis County.