Credit Portfolio Management

Full Service Management

Loan Science breaks down the complexities of credit portfolio management. Our modeling and analytics capabilities allow us to identify enhancement opportunities for loan underwriting and risk based pricing.

Let us help you achieve better results by identifying higher risk borrowers and proactively engaging individuals before they become delinquent, as well as customizing delinquency remediation strategies to help maximize returns.

What it Includes:

• End-to-end predictive, behavioral scoring models that support credit acquisition and default management. All can be customized to meet your needs
• Approval models that drive lead generation and inform custom origination scorecards, underwriting and pricing models
• Pre- and post-collections communication strategies with call center support
• Intelligent business rules and compliance with auto dialer configurations
• Predictive and precise forecasting and ongoing performance monitoring