Loan Science’s custom modeling and scoring approach utilizes SaaS to achieve optimal outcomes by adding alternate data sources that more accurately project future results through predictive analytics, forecasting and simulation tools.
Loan Science can help you manage and mitigate inherent risks in your credit portfolio while expanding credit options. We do this by leveraging risk appetite, client data and approval goals to create unique scenarios and increase competition. Our risk analytics and risk-based pricing services identify key trends and segments for informed planning and decision making.
Custom scoring enables you to predict and manage risk by showing you the probability of accounts reaching a defined “bad” status within a period of time. Our approach informs performance forecast with precision, enabling you to create enhancements in loan underwriting and risk-based pricing.